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"Texas Chapter 13 Trustee"
All Chapter 13 plans require the appointment of a representative of
the U.S. Government to review legal compliance. The trustee reviews all
cases, conducts a 341 meeting of the creditors, and offers an
recommendation to the court regarding confirmation. Without the
trustee's recommendation, few plans are confirmed.
| 11 U.S.C. §1302(a): "If the United States trustee appoints an individual under section
586(b) of title 28 to serve as standing trustee in cases under this chapter and if such individual qualifies under section
322 of this title, then such individual shall serve as trustee in the case. Otherwise, the United States trustee
shall appoint one disinterested person to serve as trustee in the case or the United States trustee may serve
as a trustee in the case." |
Words and phrases used by the court are frequently terms of legal art. In practice, legal terms convey an assortment of requirements for compliance, according to case law, statutes and rules. Although the common usage of a word or phrase may be clear to an average person, legal terminology easily snares unaware pro se debtors because of the complexity of bankruptcy laws. Also be aware, attorneys representing creditors readily sense a pro se debtor's apprehension, and test their knowledge, confidence and compliance. For this this reason, pro se debtors must become their own best advocate, and be capable of defending their right to debt relief according to current laws.
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