"Texas Filing Chapter 7"

Each debtor in Texas filing Chapter 7 must qualify for debt relief based on historical income. No one is allowed to file Chapter 7 bankruptcy if earning over the Texas State median income. If qualified, filing a Texas bankruptcy case under Chapter 7 immediately stops foreclosures and creditor may not pursue collection without court approval. Partial filings are allowed to initiate a case, but a complete set of conforming forms must be provided promptly to avoid dismissal.

In Texas, legal definitions are derived from many sources, both federal and state: case law, statutes, rules of procedure, rules of evidence, and local practices. The application of law determines meaning, rather than common usage in ordinary conversations. For instance, a particular phrase used in a significant court decision may become popular, and is understood to include the rationale and requirements contained in the published opinion. For this reason, any debtor who may have questions about legal terminology should contact a qualified attorney for clarification. Most consumer specialists offer free consultations for anyone who is considering filing Chapter 7 or Chapter 13.

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