"Texas Bankruptcy Meeting of the Creditors"

All debtors must testify in Texas bankruptcy. Meetings of the Creditors are the first opportunity for debtors to meet the trustee and discuss their cases. During the meeting of the creditors, trustees orally examine debtors under oath for legal compliance. Also, trustees act as referees who protect debtors from abusive creditors who may attempt to intimidate, harass, or defame debtors for asserting their legal right to discharge or restructure debts.

In Texas, legal definitions are derived from many sources, both federal and state: case law, statutes, rules of procedure, rules of evidence, and local practices. The application of law determines meaning, rather than common usage in ordinary conversations. For instance, a particular phrase used in a significant court decision may become popular, and is understood to include the rationale and requirements contained in the published opinion. For this reason, any debtor who may have questions about legal terminology should contact a qualified attorney for clarification. Most consumer specialists offer free consultations for anyone who is considering filing Chapter 7 or Chapter 13.

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